A Christmas payment plan at Toys R Us means parents can get what they need now and spend the next three months paying for it.
The layaway programme Take Time to Pay allows families to fill up a trolley with whatever they want and spread the cost between now and the big day.
There is no credit check and the goods are kept at the store until they’re paid for – meaning parents don’t have to worry about storing them safely away from those eagle eyes.
The plan requires a 20 per cent deposit at time of set up plus a £5 administration fee, but no interest rates are charged.
Mike Coogan, Toys R Us marketing and ecommerce director, said: “Take time to pay has become an incredible programme that has run for several years.
“We have the capacity to keep gifts safely secured until they are required at Christmas. We’ve listened to our customers’ needs and layaway has proved to be a big hit as a payment scheme.”
With just 15 weeks left until the big day, the payment programme allows customers to put anything away including video games, games consoles, toys and bikes or anything from the Babies R Us range.
An application form is completed at time of set up and the customer is advised when the next payment is due.
There are different payment schemes, but customers can pay off their items and pick them up within seven days at any time, without penalty. If they need to cancel their purchases they will receive a full refund, minus a £10 ‘cancellation fee’.
As for payments, shoppers can choose to pay over four, eight or 12 weeks and payments have to be at least monthly, but can be more frequent if preferred.